Versan Aljarrah – YouTube, Released on 7/23/25

Former BlackRock portfolio manager Edward Dowd discusses the growing challenges facing the U.S. dollar with rising debt and changing global finance. We cover why central banks are buying gold, the increasing role of XRP in digital finance, and the real situation with Bitcoin and Tether. Edward also shares his views on how AI and tokenization are shaping the future of money, cross-border payments, and global economic power. This is an essential conversation for anyone looking to understand the current financial system and what’s next.

Edward Dowd is currently a Founding Partner of Phinance Technologies, a global macro alternative investment firm. He is also author of the book “Cause Unknown”: The Epidemic of Sudden Deaths in 2021 & 2022 & 2023. Edward has worked on Wall Street most of his career, spanning both credit markets and equity markets. Some of the firms he worked for include HSBC, Donaldson Lufkin & Jenrette and Independence Investments. Most notably, he worked at Blackrock as a portfolio manager where he managed a $14 billion Growth equity portfolio for ten years. After BlackRock, he founded OceanSquare Asset Management with two former BlackRock colleagues.

  bitcoin, Crypto, dollar collapse, ed dowd, financial crisis, gold, investing, xrp